I mean logically if Stafford plays 5 games the Rams are still 75% to make the playoffs because the rest of the roster is so overwhelming. That bet needs to pay out at +800 for it to even be a bet worth considering so at +350 it is terrible odds. To say the Rams are 90% to make the playoffs is being generous to the 10%. They need not only a QB injury but to be one of the 1-2 teams a year that has their entire roster get injured. Unfortunately those teams are usually cycling between 49ers, Ravens, and Chargers, with the occasional wild card thrown in.