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DUMP THREAD v.8: NEW BOARD

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OriolesMagicPlease said:
No pain no gain.



Wow you really want to meet up if you are willing to go there to do it.



Lmao! Okay fine. But the most important question is what should I wear? Hmmm.
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This is the third month in a row I’ve paid my rent on a Friday, which is payday, a day in which my money is clearly in my account and available for use and is reflected in the available balance, and I have gotten an overdraft because my paycheck isn’t reflected in “total” balance. This is not how it works, available balance is and always has been the number that your overdraft status is based on, and for some reason M&T bank for 3 months straight has done this to me.

Calling and cancelling today. They are doing something that not even the dirtiest and shittiest of banks get away with, literally charging overdrafts for no reason. Beware if you use M&T bank.
 
JoeyFlex5 said:
This is the third month in a row I’ve paid my rent on a Friday, which is payday, a day in which my money is clearly in my account and available for use and is reflected in the available balance, and I have gotten an overdraft because my paycheck isn’t reflected in “total” balance. This is not how it works, available balance is and always has been the number that your overdraft status is based on, and for some reason M&T bank for 3 months straight has done this to me.

Calling and cancelling today. They are doing something that not even the dirtiest and shittiest of banks get away with, literally charging overdrafts for no reason. Beware if you use M&T bank.
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If you have a credit union, the money is available in accounts quicker.
 
RavensMania said:
If you have a credit union, the money is available in accounts quicker.
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I called, what’s happening on their end isn’t reflected for us to see in a timely manner. So if they look at our account on Thursday it will say negative X amount because my rent was withdrawn from my account, BUT it doesn’t post for me and my wife to see when we view our account online until the next day, so an entire 24 hours goes where my account is negative by hundreds and only they know about it because it isn’t updated on the user end.

That’s literally fucking entrapment. I don’t know how the fuck they can legally get away with that, like your banking app not updating to give full disclosure to the user regarding their funds, that’s gotta go against some kind of cyber regulations, and then the whole fucking ordeal has to be considered an illegal scam right? How is it that they can sit at their branch and watch me spend dollar after dollar while I’m negative by hundreds, but I have zero clue that theee funds have been pulled? And the worst shit is they’re letting me use my card, on Thursday the bank app says I have plenty of money, card is working and not being declined, I go all day using this card for my small purchases, but when I call them they say that as of midnight Thursday morning my account was negative by hundreds, that’s what THEIR log says, mine says entirely different and if their log and my log are 2 different things and my card works while their end shows it negative and racking up overdrafts, then that’s fucking suspicious. They say Thursday morning I’m negative by hundreds, I use my card all day Thursday when it SHOULD get declined if what they say is correct, but it doesn’t, bank app says I have money, etc. direct deposit hits Friday, then the withdrawns funds for my rent appears on the app, but along with an extra $38 for overdrafts because apparently I was negative the whole time. HOW SWAY

And I’ve had plenty of overdraft misunderstanding in my earlier years, where shit like gas and tips were on a $1 hold and all charged on a Thursday making me go negative, that’s not what this is lol. The app says I have money, I spend it, im overdrafted, because on THEIR end I don’t have money, but according to my app I do. Total fucking entrapment
 
JoeyFlex5 said:
I called, what’s happening on their end isn’t reflected for us to see in a timely manner. So if they look at our account on Thursday it will say negative X amount because my rent was withdrawn from my account, BUT it doesn’t post for me and my wife to see when we view our account online until the next day, so an entire 24 hours goes where my account is negative by hundreds and only they know about it because it isn’t updated on the user end.

That’s literally fucking entrapment. I don’t know how the fuck they can legally get away with that, like your banking app not updating to give full disclosure to the user regarding their funds, that’s gotta go against some kind of cyber regulations, and then the whole fucking ordeal has to be considered an illegal scam right? How is it that they can sit at their branch and watch me spend dollar after dollar while I’m negative by hundreds, but I have zero clue that theee funds have been pulled? And the worst shit is they’re letting me use my card, on Thursday the bank app says I have plenty of money, card is working and not being declined, I go all day using this card for my small purchases, but when I call them they say that as of midnight Thursday morning my account was negative by hundreds, that’s what THEIR log says, mine says entirely different and if their log and my log are 2 different things and my card works while their end shows it negative and racking up overdrafts, then that’s fucking suspicious. They say Thursday morning I’m negative by hundreds, I use my card all day Thursday when it SHOULD get declined if what they say is correct, but it doesn’t, bank app says I have money, etc. direct deposit hits Friday, then the withdrawns funds for my rent appears on the app, but along with an extra $38 for overdrafts because apparently I was negative the whole time. HOW SWAY

And I’ve had plenty of overdraft misunderstanding in my earlier years, where shit like gas and tips were on a $1 hold and all charged on a Thursday making me go negative, that’s not what this is lol. The app says I have money, I spend it, im overdrafted, because on THEIR end I don’t have money, but according to my app I do. Total fucking entrapment
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Yeah that’s some bs I’d be pissed
 
So I just had a run in with my ex gf at target. She didn’t like what I had in my cart..... I was buying condoms.

Of course this would happen
 
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