I don't know why anyone picks a "side" to any of this stuff. It's not one thing. It's literally so many things all at once that make us a team who's quality is accurately reflected by their record.
EDC straight up fucked us on the OL and thank God Roger has exceeded expectations. If he was even at expectation (in year 1) it would be that much worse. EDCs other drafting after RD1 has not been good enough (although better than middle of the pack) to support an elite roster with a Lamar sized cap hit.
Harbs has been situationally pretty bad, TOs pretty bad, challenges pretty bad, refused to give Ben Cleveland a look, has the worst STs in the league and has done nothing but pretend Tucker is normal, asking him to just kick his way out of it.
Monken has never really demonstrated the ability to help us get back on track if there's any deviation from perfection. He does cook though when we stay on schedule. That is when he doesn't get cute, which is at least once or twice a game.
Lamar needs to learn how to consistently throw a 2 yard swing pass. He also needs to use his legs when it's there. He also needs to know that unfortunately, relatively often, even if he makes a Brady caliber throw, his guys will let him down. Agholor with drops. Bateman not being able to bring in contested stuff. Likely misjudgements. Etc. Lamar needs to consider the conservative option sometimes. And he needs to consider Tucker. Take something that gets him 5 yards closer, its a big deal rn, you can't take stupid sacks.
Orr is and was certainly inexperienced, but who would've known that Marcus Williams would legitimately just fuck off completely and mentally check out, crippling our defense for weeks? Maybe we did because Eddie Jackson was a late addition when we already had a lot of guys who could play a S3 role. Turned out. Eddie Jackson while trying was putting out checked out Marcus Williams level play. Crazy.
Throw all that together with us being the most penalized team in the league, incompetent KR/PR, and a kicker who's missed 22 points of offense and you've got the 2024 Ravens. Our record is only as good as it is because we have Lamar. Not much else to it. This is just not that good of a team.