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The Random Thought Thread

rmcjacket23

Ravens Ring of Honor
what kind did you end up getting
Silverado. Probably two models up from the base model. Expensive of course. Car salesman's were douchebags like they always were, upcharging for dumb shit and just being general pricks, but I expected all of that. Got them to drop the price a couple grand by waiting a week, so its whatever.

Biggest beef was with GM's little "financial incentives" and the laughably stupid way they set interest rates and promotions, but can't blame that on the dealer.
 

JAAM

Hall of Famer
Silverado. Probably two models up from the base model. Expensive of course. Car salesman's were douchebags like they always were, upcharging for dumb shit and just being general pricks, but I expected all of that. Got them to drop the price a couple grand by waiting a week, so its whatever.

Biggest beef was with GM's little "financial incentives" and the laughably stupid way they set interest rates and promotions, but can't blame that on the dealer.
Man, I hate dealing with those douches. When I bought my Challenger, I applied online, got approved, then drove three hours to pick it up. I paid sticker price but I didn't have to deal with any salesmen; just the finance manager when I arrived. Thank god I can just order my Tesla online as well. Congrats on the sexy new Silverado
 
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RavensMania

Staff Member
Administrator
Silverado. Probably two models up from the base model. Expensive of course. Car salesman's were douchebags like they always were, upcharging for dumb shit and just being general pricks, but I expected all of that. Got them to drop the price a couple grand by waiting a week, so its whatever.

Biggest beef was with GM's little "financial incentives" and the laughably stupid way they set interest rates and promotions, but can't blame that on the dealer.
unfortunately the dealer always wins and agree with the financial incentives.

I always pay cash for my cars, but understand everyone can't do that. That being said, even if there is a 0% financing option you still lose money. It's never really 0% when buying cars. These dealerships have to go to a credit union to secure these rates and in the end if you pay cash you get more money back then using a 0% financing option.

Of course when I go into the dealership I don't give them anymore information than needed. I won't tell them that I'm paying cash or else I'm stuck behind the eight ball.

Congratulations on your Silverado. Drive it in good health.
 

Deebo813

Hall of Famer
Silverado. Probably two models up from the base model. Expensive of course. Car salesman's were douchebags like they always were, upcharging for dumb shit and just being general pricks, but I expected all of that. Got them to drop the price a couple grand by waiting a week, so its whatever.

Biggest beef was with GM's little "financial incentives" and the laughably stupid way they set interest rates and promotions, but can't blame that on the dealer.
I couldve gotten you a stolen one for half the price
 

JAAM

Hall of Famer
unfortunately the dealer always wins and agree with the financial incentives.

I always pay cash for my cars, but understand everyone can't do that. That being said, even if there is a 0% financing option you still lose money. It's never really 0% when buying cars. These dealerships have to go to a credit union to secure these rates and in the end if you pay cash you get more money back then using a 0% financing option.

Of course when I go into the dealership I don't give them anymore information than needed. I won't tell them that I'm paying cash or else I'm stuck behind the eight ball.

Congratulations on your Silverado. Drive it in good health.
Man I wish I could pay cash for my cars. I fucking hate living in California
 

Tank

Hall of Famer
unfortunately the dealer always wins and agree with the financial incentives.

I always pay cash for my cars, but understand everyone can't do that. That being said, even if there is a 0% financing option you still lose money. It's never really 0% when buying cars. These dealerships have to go to a credit union to secure these rates and in the end if you pay cash you get more money back then using a 0% financing option.

Of course when I go into the dealership I don't give them anymore information than needed. I won't tell them that I'm paying cash or else I'm stuck behind the eight ball.

Congratulations on your Silverado. Drive it in good health.
Unless your financing through the dealer for some promotion paying cash really makes no difference. They get their $ regardless.
 

ndub

Ravens Ring of Honor
unfortunately the dealer always wins and agree with the financial incentives.

I always pay cash for my cars, but understand everyone can't do that. That being said, even if there is a 0% financing option you still lose money. It's never really 0% when buying cars. These dealerships have to go to a credit union to secure these rates and in the end if you pay cash you get more money back then using a 0% financing option.

Of course when I go into the dealership I don't give them anymore information than needed. I won't tell them that I'm paying cash or else I'm stuck behind the eight ball.

Congratulations on your Silverado. Drive it in good health.

Lol #RichPeopleProblems... smh
 
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JoeyFlex5

Hall of Famer
1. All black
2. White on purple
3. Purple on white

Can't stand the all whites.
I love the all whites an always have, they’re so clean and crisp and classy. I hated them back when the league had the baggy Reebok and starter jerseys but they look clean af in the nike
 

Dom McRaven

Hall of Famer
I love me a nice all white uni period, before the jets had their hideous makeover I thought their all whites were one of the cleanest unis in the league, and then my personal favorite, Texas all whites, shoooo them joints are CRISPY
Ngl tho, the Bengals all whites with the white helmets gonna look dope. It'd be dope if they brought this combination against us on SNF while we wear our all blacks.
 

rmcjacket23

Ravens Ring of Honor
unfortunately the dealer always wins and agree with the financial incentives.

I always pay cash for my cars, but understand everyone can't do that. That being said, even if there is a 0% financing option you still lose money. It's never really 0% when buying cars. These dealerships have to go to a credit union to secure these rates and in the end if you pay cash you get more money back then using a 0% financing option.

Of course when I go into the dealership I don't give them anymore information than needed. I won't tell them that I'm paying cash or else I'm stuck behind the eight ball.

Congratulations on your Silverado. Drive it in good health.
It was more of the "well we can offer 2% for 60 months for well qualified buyers".... right up until the point they find out I'm willing to put up like 50% cash. Then it's "yeah, we're not going to offer that anymore".

Even with interest rates rising, at like 3.5% interest, I'd rather not pay cash unless it's like a cheaper car. I can pay it off in half the time of the loan, only end up paying like a few hundred in interest, and have invested the difference and made more than that in that time.

Now if I was somebody with shitty credit paying like 10% interest or these ridiculous rates, then yeah, I'd rather pay cash. But also a circular reference, considering somebody with shitty credit is unlikely to come up with the cash for a new car, unless they're dealing.
 

gtalk12

Ravens Ring of Honor
unfortunately the dealer always wins and agree with the financial incentives.

I always pay cash for my cars, but understand everyone can't do that. That being said, even if there is a 0% financing option you still lose money. It's never really 0% when buying cars. These dealerships have to go to a credit union to secure these rates and in the end if you pay cash you get more money back then using a 0% financing option.

Of course when I go into the dealership I don't give them anymore information than needed. I won't tell them that I'm paying cash or else I'm stuck behind the eight ball.

Congratulations on your Silverado. Drive it in good health.

Credit Unions don't offer 0%

It's true that you may pay more for a vehicle if you got 0% (assuming it's available) because the lender (manufacturer) may take rebates away from you to do so.
 
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