Except for the fact that I'm not arguing with you. You do realize that I've acknowledged that you're correct. A federal pension is usually much better than whatever a business can give you from a pure percentage point. Even if they do offer a pension. Unless you are a partner in a partnership, they tend not to be worth it anyways. And I know a ROTH IRA is a better idea than a 401k. You yourself told me that two years ago. If you are smart about it though, you can still have a very very comfortable retirement with a career in the private sector.
I'm not arguing with you. Believe it or not I know that. The pension in the public sector is excellent. It's why I'm considering going in for my three years. Most cops that are there for 30+ years(though that's a hilariously small amount), get out at 55 for a reason despite barely making more than median household income on average.
A tortise beats the hare, but a giraffe runs at a 25 mph pace and can keep it up for 5 hours. I like that plan instead. It's good to have a good divide.
I get vested after 3-5 years, if I get paid six figures by some agency as an analyst, 10, get the pension, go to the private sector.
It's what a lot of government lawyers do. They get their loans forgiven after ten years, plus the pension, a damn near guaranteed $120,000 a year salary, move to the private sector in the corporate world. Make more money up front. Best of both worlds